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The Truth Behind Finance Astrology Software and Books

The Truth Behind Finance Astrology Software and Books

There have been numerous debates on the topic of financial astrology and people have always been divided into two sides: those who believe and spend money on specialized finance astrology software and books, on one side, and those who do not trust these visions from the lack of courage and wisdom, on the other side. In order to avoid admitting that there are superior forces unknown by some and that certain persons have successfully and fruitfully harnessed these forces from an economic point of view, many traders simply ignore astrology experts, although some results and facts are getting harder and harder to be ignored. When it comes to searching for reasons that lead people on the path to purchasing books or courses on this topic, there are many aspects to be taken into account. For starters, there will always be large numbers of persons seeking the secrets of trade markets and stock exchange environments and envying the fact that some have discovered real methods of improving their trading abilities and gaining profit. Passionate traders, in particular, are the most likely buyers of astrology literature and predictions, as they provide a system or a real method of better understanding the movements of the financial markets and forecasting the economic future. There can be nothing better than going through insightful courses or lessons that show readers the easiest to understand and most simple method of predicting the trends in the economic markets.
Family Office Advisor - A View of the Industry

Family Office Advisor - A View of the Industry

What I wanted to do is provide you with a view of the forest as a family office advisor. There is a financial times article that came out recently that had some numbers in it about the industry that I did not really agree with. At lots of conferences I hear people say things I do not really agree with about the industry. I have met in person face to face with over a thousand family offices now, I know over 50 billion dollar families. So we have a lot of perspective of the forest of what is going on within the industry.
I wanted to share some of the advice with you here so you can hear from somebody directly who has focused his whole life on the industry. First of all, there are over 10,000 offices globally. I heard a well-respected organization say recently that there are only one hundred in Asia and I know that there are well over one hundred in Singapore alone. Hong Kong is a big competitor and are many being started in China as well. Part of it depends on your definition of a single family office, but there are many throughout the world. I would estimate there to be over 10,000 globally and the industry is really thriving.
Technology Poses a New Challenge to Financial System Inquiry

Technology Poses a New Challenge to Financial System Inquiry

The landscape of the Australian financial sector has dramatically evolved since the 1997 financial system inquiry. The playing field has grown and technology has taken a huge leap between the inquiry led by Stan Wallis and the current one which is being chaired by David Murray.
In the series of articles published by Asia-Pacific Banking & Finance, Professor Ian Harper, a partner at Deloitte Access Economics and a member of the 1997 financial system inquiry panel, predicted that the significant changes in terms of technology will pose a serious challenge to the new panel.
The professor noted that the worldwide web was only switched on in 1996. Now, the financial system is dominated by Internet banking, Smartphones, tablets and apps. He added that during the 1997 financial system inquiry, their main concern was about bank branches. But today, we have a whole generation of people who wouldn't have a clue on what to do if they stepped on a bank branch. To sum it up, a lot has happened since then and technology has really revolutionised the way individuals access basic financial services.
Financial Stress or Debt Free Retirement: What's Your Choice?

Financial Stress or Debt Free Retirement: What's Your Choice?

According to the latest report, Americans are running a massive debt burden during the final phase of their working years. Those who are planning to enjoy their post retirement life need to lower the debt burden. Near about 28% retirees turn to the Association of Independent Consumer Counseling Agencies for financial guidance. Studies reveal that a large percentage of senior citizens hold a massive amount of credit card debt, mortgage obligations as well as pending student loan payments.
Well, you'll be surprised to find that there is a common myth surrounding retirement. Most of the people assume that retirement means being debt free. If you've overwhelming debt, then it's a clear indication of delaying retirement for an indefinite period. Who doesn't want to enjoy his post retirement life? Retirement is actually a period of ease, so entering this stage with debts can be intimidating. Paying off debt is one of the essential steps while planning for retirement.
Appraising The Alternatives To A Reverse Annuity Mortgage Is Essential

Appraising The Alternatives To A Reverse Annuity Mortgage Is Essential

If you're in search of more retirement income, you may consider tapping the equity in your home. Taking out a new mortgage or a homeowner's equity loan gives you money but leaves you with a current obligation to make loan payments. A reverse annuity mortgage (RAM) turns your equity into income without a current obligation to pay it back. That may be a big benefit. But it's a costly loan - and one that should prompt you to appraise alternative ways to free up your home equity. A reverse annuity mortgage (RAM), home equity conversion mortgage (HECM), or a reverse mortgage (RM) are common names for the same thing. They represent a special type of mortgage on a home where an elderly borrower (62 years old or older) may borrow against his home's equity to receive a monthly payment, and/or lump sum payment of cash. Unlike a typical mortgage where your principal and interest payments reduce your debt, these 'reverse' mortgages cause the loan amount to increase over time as you receive money but make no payments back. However these reverse mortgages don't allow your loan obligation to exceed the value of the home. Of course, a reverse mortgage must be paid off eventually. At that time the mortgage balance and all accrued interest is paid back. This happens when: * The last owner of the property named on the loan dies
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